The New Jersey Tenants Organization (NJTO), the nation's oldest and largest statewide tenants organization, has come out in favor of the NJ SMART Homestead Rebate Bill. The SMART Bill, introduced today by Assemblyman Lou Manzo is a comprehensive approach to property tax reform which rebates half of the school tax to the State's residential taxpayers, and pays for it with a surcharge on New Jersey's progressive income tax.
"The most important thing about the SMART Bill for the one million tenant families of New Jersey" said NJTO President Matt Shapiro "is that it doesn't discriminate against tenants the way the current Homestead Rebate program does. Under the SMART Bill, tenants get full credit for the (approximately) 18% of the rent that goes to pay property taxes, about half of which goes to school taxes. The same formula is used for tenants as for homeowners -- half of the school tax portion of the property tax is rebated -- and that's how it should be."
Last year the NJTO opposed the revised Homestead Rebate program because the formulas for tenants and homeowners were completely different, and that difference did not give tenants full credit for the property tax they pay in their rent. Tenant activists were not happy with the fact that none of the original $800 million dollars in new rebate money last year was earmarked for tenants. In the end, NJTO withdrew its opposition after about $45 million was promised to increase tenant rebates by $50. But the group called for eliminating the discrimination in the program the following year.
"The time has come to stop treating tenants as second class tax payers," said Shapiro, "and that's what the SMART Bill does. Is it perfect? No. Can it be improved? Certainly. But, most importantly, it is the best proposal that has been put forth to deal with the regressive property tax that unfairly burdens low, moderate and middle income working families. It treats tenants fairly, enven though most homeowners will get higher rebates since they pay more property tax on average than tenants. It replaces a nice chunk of this regressive property tax with a progressive income tax surcharge, so that the tax system becomes much more fair to low, modersate, and middle income families. On average, families earning less than $300,000 a year will get a net reduction in taxes. Finally, it does all of this without costing the State a dime, at a time of extraordinary budget deficits. In fact, it frees up the $800 million from last year's program, which can and should be used to prevent the devasting cuts to human services that are vital to the most vulnerable low income population of our State."
"The SMART Bill has all of the elements of a comprehensive approach to solving the regressive property tax problem," continued Shapiro. "The Legislature should pass the SMART Bill, and it should be used as a model for further action by either the Legislature or a Constitutional Convention, should one be established. There is no conflict between the SMART Bill and a Constitutional Convention, which the NJTO does not oppose, and will in fact support if language guaranteeing tenants their fair share of any property tax reduction is inserted in the bill creating the convention. The SMART Bill provides a really good start to addressing this massive problem, using the right kind of comprehensive approach. Most importantly, the SMART Bill is here, it is now, and there is no reason not to pass it."
Tenant Homestead Rebate: July 2007
The following is information regarding the Tax Rebate for tenants that NJTO was able to win up to the present time. It is just the beginning of the struggle to get the rebate to which tenants are entitled.
The amount of money allocated for Tenant Homestead Rebates (for the property tax paid in 2006 through our rents) has been doubled. Although tenants who earn less than $100,000 a year are eligible, if they live in buildings that pay property taxes (not payments in lieu of taxes), most of the increased money has been put into the income levels below $50,000.
Income Senior (65 & up) / Disabled Rebate Non-Senior /
Non-Disabled Rebate
0 - 20,000 350 - 860 350
20,001 - 35,000 300 - 860 300
35,001 - 50,000 200 - 860 200
50,001 - 70,000 160 - 860 80
70,001 - 100,000 160 80
Filing deadline: Aug. 15, 2007 (most tenants have already filed with their NJ Gross Income Tax returns.)
For more information, see the State of NJ Division of Taxation Website at http://www.state.nj.us/treasury/taxation/ Or click -------
Although it is very important that this program recognizes that tenants pay property taxes through their rents (approximately 18% of the rent on average is recognized by this law as going to pay property taxes), and the amount of the benefits have been increased, these benefits are still very discriminatory. Home owners still get a much higher percentage of their taxes rebated than do tenants. We have much work to do before this program can be considered fair.